Relocation guides

    Moving to South Carolina

    South Carolina has been a net-inflow state for years. These pages start from actual Census migration data — where people moving into the Midlands are coming from — rather than guesswork.

    Pick the state you are leaving

    US Census Bureau, American Community Survey 2017–2021 state-to-county migration flows, into Richland and Lexington counties. Each page shows that estimate's margin of error.

    Download the free South Carolina Relocation Guide

    Five regions compared, what it costs to carry a home in each, and how South Carolina taxes retirement income. Written by a local licensee.

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    What South Carolina does with your money

    $0

    Tax on Social Security

    South Carolina does not tax Social Security income. Federal treatment still applies.

    None

    Estate or inheritance tax

    South Carolina levies neither. Several states people relocate from levy one or both.

    4% vs 6%

    Primary residence assessment ratio

    Owner-occupied homes assess at 4%. Second homes and rentals assess at 6% — same house, different carrying cost.

    About 0.49%

    Average property tax on value

    Statewide average; varies by county and millage. Among the lower effective rates in the country.

    These figures change, and what they mean for your return depends on your situation. I'm a REALTOR, not a CPA — take the numbers to a qualified tax professional before you plan around them. Sources: SC Department of Revenue, county assessors, AARP South Carolina state tax guide.

    Five regions, five different lives

    The Upstate

    Greenville, Spartanburg, Anderson, Clemson

    Foothills of the Blue Ridge and the state's manufacturing engine: BMW's Spartanburg plant, Michelin's North American headquarters and a long bench of suppliers. Real elevation, real fall colour, mountains within the hour.

    The Midlands

    Columbia, Lexington, Chapin, Irmo, Lake Murray

    The geographic middle and the only place in South Carolina where three interstates meet. Employment leans on institutions rather than one industry: state government, the University of South Carolina, Prisma Health and Lexington Medical Center, Fort Jackson, and now Scout Motors in Blythewood. Lake Murray sits on the western edge.

    The Lowcountry

    Charleston, Mount Pleasant, Summerville, Beaufort, Hilton Head

    Tidal marsh and barrier islands. The economy runs on the port, Boeing's 787 final assembly line, Joint Base Charleston, MUSC and tourism. The state's highest-priced market and its most weather-exposed — flood and wind coverage are a material line item.

    The Grand Strand

    Myrtle Beach, North Myrtle Beach, Conway, Georgetown

    Sixty miles of continuous beach and one of the fastest-growing metros in the country. Tourism and healthcare anchor the economy, so seasonality is real. Enormous volumes of new construction.

    The Pee Dee

    Florence, Darlington, Sumter, Marion

    The I-95 corridor and the state's agricultural belt. Florence is a regional medical and distribution hub; Sumter carries Shaw Air Force Base. The lowest cost of entry in the state.

    Landing in the middle of the state

    Only one market in South Carolina is inside a two-hour drive of both the mountains and the beach, and it is the middle of the state. More on relocating to the Midlands.

    Lisa Lovro, REALTOR® — NextHome Specialists — SC License #108445 — (803) 687-1744 — lisalovro.com